Give Your Offer the Ultimate Advantage

In today's competitive real estate market a buyer needs every advantage! Welcome Mortgage Corporation offers a pre-approval program with just that in mind.

Pre-Qualification - The majority of sellers will not even consider an offer without at least this step. A pre-qualification letter states that a mortgage representative has spoken with you and based on the information you have told them you would be qualified to purchase their home. Such a letter makes no guarantee as to the correctness of the information, nor does it state that credit is acceptable. This is a very simple process which can usually be done in about 10 minutes over the phone.

The same step is available with a credit report. This method would require you to fax or e-mail us authorization to run credit, but understandably, this would be considerably more reassuring to the seller.

Pre-Approval - We call this program 'Almost Home'. We meet with you and take mortgage application as though you had already found a home. We will ask you to bring your pay stubs and bank statements, and complete all the necessary paperwork. You will then be approved for your mortgage subject to finding an acceptable home. Not only have you given the seller peace of mind but you too can put this process behind you and have fun finding your dream home.

Short of offering cash for a home, nothing else can put you in a stronger negotiating position!